Health & Medicare Insurance in California

Yes. We assist individuals and families with Covered California applications and explain how subsidies and plan options work. Our Sacramento office helps you compare on-exchange plans with private alternatives to find the right balance of coverage and cost. We also make sure you understand deadlines and enrollment periods to avoid gaps in coverage. Whether you’re enrolling for the first time or renewing, we make the process less stressful.

Absolutely. California offers a wide range of Medicare Advantage and Supplement plans, and we help you navigate the options available in your county. Our team explains how each plan works with your preferred doctors and prescriptions while ensuring you avoid penalties and coverage gaps. We provide personal support so you can choose a Medicare plan that fits your needs and lifestyle.

Yes. While our office is in Sacramento, we serve clients throughout Northern California and are expanding to reach more of the Bay Area in the coming years. We also offer virtual consultations, so even if you’re in a rural community or outside the metro area, you can still get personal guidance and support. Our goal is to provide the same level of service no matter where you live.

Yes, we work with small and mid-sized businesses in Sacramento and across Northern California to design group health plans. Offering employee benefits can help you stay competitive in the job market, and we help balance cost and coverage to meet your company’s needs. We also support ongoing administration, making it easier for business owners to manage benefits throughout the year.

No, there’s no fee for our services. We’re compensated by insurance carriers when you enroll in a plan, but as an independent agency, we’re not tied to any one company. This independence allows us to provide unbiased options and focus entirely on finding the right coverage for you without any added cost.