Health & Medicare Insurance in Iowa
Serving Iowa’s Insurance Needs
Local Support With a Statewide Reach
From our Shenandoah office, Opportunity Insurance Agency helps individuals, families, and businesses across Iowa find affordable health, Medicare, and life insurance coverage. We know the Iowa insurance landscape, from rural communities to larger cities like Des Moines, and work with clients statewide through in-person, phone, or virtual consultations. As an independent agency, we compare multiple carriers to help you find coverage that works for your needs—not the insurance companies’. Whether you’re turning 65, looking for ACA Marketplace plans, or planning employee benefits, we make the process simple and personal.
Health & Life Insurance Options in Iowa
Coverage for Individuals, Families & Businesses
Individual & Family Health Insurance
Navigate Iowa ACA Marketplace and private plans with clear guidance to avoid costly mistakes.
Medicare Plans for Iowa Seniors
Assistance with Medicare Advantage, Supplements, and Part D to ensure complete coverage.
Group Health Insurance for Iowa Businesses
Flexible employee benefits designed for small and mid-sized companies across the state.
Life Insurance Policies
Term and permanent coverage to protect your family’s future and financial stability.
Annuities & Retirement Income
Plan ahead with options for guaranteed income and long-term security.
Long-Term Care Insurance
Prepare for future care needs, including nursing home or assisted living expenses.
Questions About Insurance in Iowa?
Clear Answers for Local Clients
Where can I find an independent health insurance agent in Iowa?
Opportunity Insurance Agency works as an independent broker, meaning we’re not tied to any one carrier. This allows us to compare multiple plans available in Iowa and help you find coverage that fits your needs and budget. We serve clients statewide through our Shenandoah office and can meet in person, by phone, or virtually. Being independent means our focus is always on what’s best for you, not what benefits the insurance company.
Do you help with Medicare plans in Iowa?
Yes. We assist Iowa seniors with Medicare Advantage, Medigap (Supplement), and Part D prescription drug plans. Our team helps you understand which options cover your doctors and medications while avoiding gaps or penalties. We also explain how Medicare coordinates with other coverage you may have, ensuring a smooth transition as you turn 65.
Can you help small businesses in Iowa with group health insurance?
Absolutely. We design group health plans for small and mid-sized businesses across Iowa, whether you’re in Des Moines, rural farming communities, or anywhere in between. Offering employee benefits helps you stay competitive in hiring and retaining talent, and we make the process manageable without overwhelming your budget. Our team also supports ongoing enrollment and renewals year after year.
What areas of Iowa do you serve?
We serve the entire state, including Shenandoah, Des Moines, Council Bluffs, Cedar Rapids, and small towns across Southwest and Central Iowa. With virtual and phone consultations, we can work with clients anywhere in Iowa without sacrificing personal service. We also assist clients near the Nebraska border and the Omaha metro area.
Is there a cost to use your agency in Iowa?
No, there’s no cost to you for our services. We’re compensated by insurance carriers when you enroll, but our independence allows us to focus entirely on finding the right plan for your situation. You’ll get clear, honest guidance without paying extra for professional help.
